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Dialogue Five   Opening an Account
A: Can I help you?
B: Yes. I'd like to open an account, please.
A: What sort of account did you have in mind?
B: I'm not very sure. Perhaps you can make some suggestions to me.
A: How much money do you plan to keep in your account on a regular basis?
B: I only receive $1000 a month and that has to cover all my expenses.
A: I see. What you really need is a checking account, so you can pay your bills.
B: That's right. But I've heard that there's some sort of joint checking savings account that allows me to earn a little interest on my money to help defray the cost of the account itself. 
A: Yes. We have an account like that. 
B: Can you tell me how it works?
A: Sure. It's simple. 
B: How do I open this account?
A: Please fill out these forms, sign your name and it'll be all set.