1.Banks can help you pay your phone,gasoline or other bills.

2.It does not matter what kind of bank you choose to look after your money.

3.Banks invest the money they get from savings bank accounts.

4.The government allows banks to give customers the same rate of interest on savings bank accounts .

5.It is better to have a time deposit especially if you need to withdraw your money early .

1. Personal banking refers to ______ .

[A] The money saved in a bank

[B] a bank owned by a person

[C] activities taking place between a person and a bank

[D] banks serving individuals only

2. Before you open an account , you have to decide all of the following ,except ______ .

[A] what kind of bank to choose

[B] what type of bank account you need

[C] how banks figure out their interest

[D] how your money can start working for you

3. “Bank day” for grade school pupils refers to a day on which children ______.

[A] have their classes in a bank

[B] visit a bank

[C] raise funds for the bank

[D] begin banking very small amounts of money

4. When you ask for a check or money order from your savings account ,the bank often _____ .

[A] charges a small amount of money

[B] agrees without any charges

[C] demands quite a lot of money

[D] asks for a penalty

5. In order to make the best use of bank deposits one has to _____ .

[A] go to the closest bank

[B] put one’s money in separate banks

[C] become a long standing customer of a bank

[D] open a time deposit